Terms of Service

1. Acceptance of Terms

By accessing and using the Direct Course Value website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Direct Course Value provides an online learning platform offering professional courses and educational content. Our services include:

• Access to online courses and educational materials
• Course completion certificates
• Customer support services
• User account management
• Progress tracking and analytics

3. User Accounts

Account Registration

To access certain features of our service, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

Account Termination

We reserve the right to terminate or suspend your account at any time for violations of these terms or for any other reason at our sole discretion.

4. Course Access and Usage

License to Use

Upon enrollment and payment, we grant you a limited, non-exclusive, non-transferable license to access and use the course materials for personal, non-commercial educational purposes.

Restrictions

You may not:

• Share your account credentials with others
• Download, copy, or redistribute course materials without permission
• Use course content for commercial purposes
• Reverse engineer or attempt to extract source code
• Remove copyright or proprietary notices

5. Payment and Billing

Course Fees

Course fees are clearly displayed on our website. All prices are in US Dollars unless otherwise specified. Payment is required before accessing course materials.

Payment Processing

We use third-party payment processors to handle transactions securely. By providing payment information, you authorize us to charge the specified amount for your course enrollment.

Refund Policy

We offer a 30-day satisfaction guarantee for most courses. Refund requests must be submitted within 30 days of enrollment. Refunds are processed to the original payment method within 5-10 business days. Certain courses may have different refund terms, which will be clearly stated at the time of purchase.

6. Intellectual Property

All content on our platform, including but not limited to text, graphics, videos, audio, software, and course materials, is owned by Direct Course Value or our content providers and is protected by copyright and other intellectual property laws.

User Content

If you submit content to our platform (such as comments or feedback), you grant us a non-exclusive, royalty-free license to use, modify, and display such content in connection with our services.

7. Prohibited Conduct

You agree not to:

• Use our services for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Interfere with or disrupt our services or servers
• Attempt to gain unauthorized access to our systems
• Harass, abuse, or harm other users
• Submit false or misleading information
• Engage in any activity that could damage our reputation

8. Disclaimers and Limitation of Liability

Educational Purpose

Our courses are provided for educational purposes only. The content is not intended as professional advice and should not be relied upon as such. We make no guarantees about specific outcomes or results from taking our courses.

Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted access. Our services are provided "as is" without warranties of any kind, either express or implied.

Limitation of Liability

To the maximum extent permitted by law, Direct Course Value shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of information as described in our Privacy Policy.

10. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes by:

• Posting updated terms on our website
• Updating the "Last Updated" date
• Sending email notifications when required

Continued use of our services after changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of Illinois, United States, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved in the courts of Chicago, Illinois.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: